Managing Too Many Website Accounts - Keep It Simple

BUDGET YOUR MONEY - FREE! Join Now.

BUY THE BOOK
Become Debt Free, One Paycheck at a Time
MONEY TIPS
Automobiles
Become Debt Free
Birthday Party Ideas on a Budget
Book Summaries and Movie Reviews
Budget Your Money
Cheap Vacations
Consumer Protection
Credit Card Debt
Decorating on a Budget
Financing College
Free Credit Report
Frugal Computing
Get Out of Debt
Get Rich
Home Mortgage Loans
Investing Your Money
Lower My Bills
Lifestyle
Make More Money
My Family Recipes
News Releases - 2005
News Releases - 2006
News Releases - 2007
Save Money on Food
Senior Life Settlement
Smart Shopper
Taxes
Telephone
Ways to Save Money
Rating: 0 user(s) have rated this article
Abstract: Do you have a special way of organzing your website accounts? If so, please share your ideas!

I must have over 50 username and password accounts out on the World Wide Web with over 10 different combinations. Ugh!!

I looked into buying software to help organize me, but well, for those of you who know me, I'm a bit frugal especially when it comes to paying for something I could easily organize if I just took an hour to do it.

My work account, email accounts, bank accounts, utility accounts, etc. needed some serious attention. As you have probably heard, it isn't advisable to use your birth date, consecutive numbers, or your social security number as part of your username or password so that you don't become a victim of identity theft. According to Bankrate.com, "Identity thieves rob more than 500,000 Americans every year."

Consider a formula to concoct your username and password that is simple for you to remember, but not easy for someone to guess. Although nothing has been standardized across the Web (yet), you can bet that you need a minimum of 4 characters in a username and password without spaces. Some require capital letters and some require numbers. Keep the syntax memorable but nimble.

As for your username, consider something like:

Street Number + Street Name +Capitalize middle initial

If you live at 123 Main Street and your middle name is Paul, your username would be 123MainP

For your password, think about using the same as the username but adding the month and year to the beginning so it would look like:

Year + Street Number + Street Name +Capitalize middle initial

Continuing with the username formula above, your password would be 2005123MainP

This way, you know that at a bear minimum you can change your password annually. It is recommended that you change your password more frequently, such as monthly, but you get the idea now how to set things up in an orderly fashion.

If all else fails, create a table to organize yourself:

Company Website Address Username Password
Bank www.MainBank.com 123MainP 2005123MainP
Email Account 1      
Email Account 2      
Cell Phone Company      

Should you decide to write everything down, please don't keep your cheat sheet next to your computer. Keep it in a safe place in your house instead of carrying it in a wallet.


How would you rate this article?

User Feedback

Name:
E-mail Address:
Comment, Suggestion, or Helpful Idea:
Post My Comment!

© Copyright 2005 – 2007. One Paycheck at a Time, Inc. All rights reserved. Content from One Paycheck at a Time, Inc. is intended for educational purposes only and it should not be interpreted as financial advice. For advice that is specific to your circumstances, please consult your tax and financial advisor. The shopping partners listed in this website are not endorsed by One Paycheck at a Time, Inc. These websites simply promote complementary products and services which may be of interest to our visitors.
Award Winner of Internet Advertising Competition 2005 and 2006