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Find college scholarships and save money on the tuition costs. It is worth taking time to research the scholarship resources available so that you can avoid finishing school with a ton of college debt.
Scholarships and grants are definitely worth researching when considering the cost of college. The reason most people give up investigating this "free" money opportunity is because of how difficult it is to find the information. In some cases, the criteria to qualify for particular scholarships can sometimes be a bit unusual.
The first source you should consult is your public library for current books on the topic. If you have access to the Internet, some helpful website resources for researching college scholarships, grants, loans, and other types of education funding include:
After filling out the personal profiles on each site, the search engines will match your profile to current scholarship programs in their database. This service is FREE! (Be leery when an organization or scholarship agent asks for a finder's fee.) Once there is a match, you will be notified by email. It is your responsibility to follow-up with the information you are given. It is a lot of work, but you should consider it a part-time money making opportunity.
For example, if you earn $10 net per hour at your job, it would take 100 hours before you earn $1,000 to put toward college tuition. Whereas, if you get a $1,000 scholarship for conducting 20 hours of research and devoting $200 for application fees, your time was worth $40 per hour! Consider the value or your time during this process.
Ask your bank or local state government agency about college saving plans for college. If all else fails, consider a government student loan. The school you plan to attend can provide you with the necessary paperwork. Investigate other options with the school's financial aid office.
It's never too early to start researching scholarships and grants. One to two years is the typical lifecycle requirement to ensure the money will be available.
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