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Be a smart shopper and be frugal with your hard earned money, don't be so eager to give it away. Pinch every penny and even be a tightwad to get the best price.
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Companies know that you're looking for deals online and they want to entice you to use their product or service. Don't hesitate to email a company and ask for a coupon if you are looking for a particular product.
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Retailers tend to have a formula of when to move merchandise off their shelves. As it turns out, if you time things right, you can stock up for the year on many products that are on sale.
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Asking for a discount is not a very common part of American culture. As a result, when you ask for a reduction in the price especially as it relates to services, most people want to offer you something and not leave you empty-handed. Please share your experience when asking for a better price.
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Do some comparison shopping when buying a major appliance. You could save yourself a lot of money. Whether you're in the market for a computer, refrigerator, washer/dryer, or a vacuum, the process for comparison shopping is the same. Save yourself at least 10% - 80% on appliances by planning your purchase - this could equate up to $1000 or more a year in savings.
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Determine what kind of spender you are based on the characteristics of a reckless spender, a squanderer, a dollar stretcher, a penny pincher, a tightwad or a miser..
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